PRODUCT

Charlie

Charlie is a free text-based penguin that worries about money so you don't have to. Money is boring but important - very few people actually like to manage their finances, but everyone wants to be good at it. Charlie helps with that - Charlie continuously monitors your transactions and alerts you only when there is something worth paying attention. Charlie is built on the idea that the best financial advice is not detailed and complicated, but simple and actionable.
WEBSITE
Linkedin

Studies on the efficacy of 

Charlie

No items found.

How

Charlie

changes

Savings,Financial Behaviors

behaviors

Automation,Smart Defaults,Reduce Friction or Barriers,Rules of Thumb

Automation
Automation
Nest Thermostat,PlateJoy,Acorns,Mission Lane,Roman,Nurx,Pillo,TrueLink Financial,CitizenLab,Sidewalk Labs,Lambda School,Pathrise,Promptable,Opower,Electriphi,Earn Up,Steady,Lendstreet,Charlie,Homebase,Qapital,Wealthfront,Personal Capital,Qoins,Tia,Cardiogram,Betterment,Eight Sleep,Dreams
PAPERS
Ghani (2016),Sussman (2016),Chetty et al. (2012),Behavioural Insights Team (2013),Behavioural Insights Team (2013)
Smart Defaults
Smart Defaults
TrueLink Financial,Nest Thermostat,Opower,Earn Up,Lendstreet,Charlie,Homebase,Qapital,Wealthfront,Personal Capital,Qoins,Betterment,Dreams
PAPERS
Johnson & Goldstein (2003),Benartzi & Thaler (2004),Mathias,Ghani (2016),Behavioral Insights Team (2012),Brown et al. (2013),Loewenstein et al (2013),Pichert & Katsikopoulos (2008),Madrian & Shea (2001),Goda (2010),Kalbekken (2011)
Reduce Friction or Barriers
Reduce Friction or Barriers
PlateJoy,Parsley,Fresh EBT,Steady,Mission Lane,Acorns,Lemontree,Roman,Nurx,Modern Health,PeerWell,wayForward,APDS,Promise,Edovo,Flikshop,Uptrust,Corrio,CitizenLab,OpenGov,Novoville,Sidewalk Labs,Lambda School,Pathrise,Promptable,Electriphi,Edquity,Lendstreet,Charlie,Homebase,GreenPath,EarnIn,Qapital,Wealthfront,Personal Capital,Qoins,Give Directly,Recidiviz,Neuroon,Bodyport,Tig,Sound Life Sciences,Tia,Lemonaid for Depression & Anxiety,Betr Health,Vitalyze,Eight Sleep,Re-Timer,Sana Health,One Medical,Predictiv,Applied
PAPERS
Casarotto,Humpage (2015),ideas42 (12),ideas42 (19),Choi et al (2006),Hastings & Tejeda-Ashton (2008),Kling et al (2012),Letzler & Tasoff (2013),Kunreuther et al. (2012),Bettinger et al. (2009)
Rules of Thumb
Rules of Thumb
Acorns,Charlie,Rise,Zero
PAPERS
Schoar et al. (2014),Datta et al. (2015b),Chang,Datta et al. (2015a),Rogers (2014)

Charlie

changes these 

Finance

 behaviors

Savings,Financial Behaviors

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