How Qapital Changes Savings Behaviors

PRODUCT

Qapital

Launched on the simple idea that life is a series of tradeoffs and how you prioritize them leads to better spending and saving, Qapital is the only financial app redefining banking with your goals in mind. From payday to the moment you reach your goals, Qapital believes that how you save, spend, and invest should work together to help you find that perfect balance between present happy you and future happy you.

Studies on the efficacy of

Qapital

No items found.

How

Qapital

changes

Savings

behaviors

Environmental Restructuring,Skill Coaching

Framing Effects

Framing Effects

Acorns,Qapital,Wealthfront,Personal Capital,Qoins

Scartascini,Doctor (2018),Pouliquen et al. (2015),ideas42 (5),Wilson,Choi et al. (2017),Lee,Bertrand,Zaliauskas et al. (2015),Hershfield (2018),Chetty et al. (2012),Keller et al. (2011),Gächter et al. (2009),Kahneman & Tversky (1981),Slovic et al (2002),Small et al. (2007),Lamberton (2013),Slovic et al. (1997),McNeil et al. (1982),Kogut & Ritov (2005),Redelmeier et al (1993),Bertrand et al. (2010),O’Connor (1988),Breman (2011),Behavioural Insights Team (2013),Croson & Shang (2008),Hasseldine et al. (2007),Beatty et al. (2011),Viscusi et al. (1987),Fryer et al. (2012),Kalbekken (2011),Hossain & List (2009),Bertrand & Morse (2011)

Reduce Friction or Barriers

Reduce Friction or Barriers

PlateJoy,Parsley,Fresh EBT,Steady,Mission Lane,Acorns,Lemontree,Roman,Nurx,Modern Health,PeerWell,wayForward,APDS,Promise,Edovo,Flikshop,Uptrust,Corrio,CitizenLab,OpenGov,Novoville,Sidewalk Labs,Lambda School,Pathrise,Promptable,Electriphi,Edquity,Lendstreet,Charlie,Homebase,GreenPath,EarnIn,Qapital,Wealthfront,Personal Capital,Qoins,Give Directly,Recidiviz,Neuroon,Bodyport,Tig,Sound Life Sciences,Tia,Lemonaid for Depression & Anxiety,Betr Health,Vitalyze,Eight Sleep,Re-Timer,Sana Health,One Medical,Predictiv,Applied

Casarotto,Humpage (2015),ideas42 (12),ideas42 (19),Choi et al (2006),Hastings & Tejeda-Ashton (2008),Kling et al (2012),Letzler & Tasoff (2013),Kunreuther et al. (2012),Bettinger et al. (2009)

Automation

Nest Thermostat,PlateJoy,Acorns,Mission Lane,Roman,Nurx,Pillo,TrueLink Financial,CitizenLab,Sidewalk Labs,Lambda School,Pathrise,Promptable,Opower,Electriphi,Earn Up,Steady,Lendstreet,Charlie,Homebase,Qapital,Wealthfront,Personal Capital,Qoins,Tia,Cardiogram,Betterment,Eight Sleep,Dreams

Ghani (2016),Sussman (2016),Chetty et al. (2012),Behavioural Insights Team (2013),Behavioural Insights Team (2013)

Feedback

Sidekick Health,Cognoa,Hello Heart,"Zombies, Run!",MyFitnessPal,Lose It!,HeartMath,Halo Sport,Spire,Withings Sleep,Mightier,Fitbit,Dreem,Welltok,Wise@Work ,Healium,Kognito,Torch,Lambda School,Pathrise,Acorns,Qapital,Wealthfront,Personal Capital,Qoins,Livongo,Welltory,Fabulous,Oura Ring,Bodyport,Tig,PainQX,Lemonaid for Depression & Anxiety,Betr Health,Tempo,Accupedo,Betterment,Eight Sleep,Fitbit Health Solutions,RedBrick Health,Moment,iHealth Wearables,Rise,Sana Health,One Medical,Remente,Tess,Nudge Rewards,Applied,Dreams,Propeller Health

Block et al. (2015),Meeker (2016),Kuna (2015),Doctor (2018),Datta et al. (2015b),Asch (2015),Rogers (2014),Appelt,Coups et al. (2015),Presseau (2015),Elouafkaoui (2016),Van Het Reve (2014),Turner-McGrievy (2011b),Allen (2013),Bond (2014),Wall (2018c),Direito (2015),Laing (2014),Wharton (2014),Arnardóttir (2019),Kaplan (2017),El-Hilly et al. (2016),Fischer (2008),Kunreuther et al. (2012),Hershfield et al. (2011),Ayres et al. (2012),Chen et al. (2017),Merchant et al. (2018),Merchant et al. (2015)

Smart Defaults

TrueLink Financial,Nest Thermostat,Opower,Earn Up,Lendstreet,Charlie,Homebase,Qapital,Wealthfront,Personal Capital,Qoins,Betterment,Dreams

Johnson & Goldstein (2003),Benartzi & Thaler (2004),Mathias,Ghani (2016),Behavioral Insights Team (2012),Brown et al. (2013),Loewenstein et al (2013),Pichert & Katsikopoulos (2008),Madrian & Shea (2001),Goda (2010),Kalbekken (2011)

Qapital

changes these

Financial

behaviors

Savings