How Qoins Changes Financial Behaviors,Debt Reduction Behaviors

PRODUCT

Qoins

Qoins is the first financial app that makes extra monthly payments towards your debt for you! Select from round ups, smart-savings and more! Pay off credit cards, student loans, auto loans, or mortgages using only your spare change.

Studies on the efficacy of

Qoins

No items found.

How

Qoins

changes

Financial Behaviors,Debt Reduction

behaviors

Framing Effects,Reduce Friction or Barriers,Automation,Feedback,Smart Defaults,Environmental Restructuring

Framing Effects

Framing Effects

Acorns,Qapital,Wealthfront,Personal Capital,Qoins

Scartascini,Doctor (2018),Pouliquen et al. (2015),ideas42 (5),Wilson,Choi et al. (2017),Lee,Bertrand,Zaliauskas et al. (2015),Hershfield (2018),Chetty et al. (2012),Keller et al. (2011),Gächter et al. (2009),Kahneman & Tversky (1981),Slovic et al (2002),Small et al. (2007),Lamberton (2013),Slovic et al. (1997),McNeil et al. (1982),Kogut & Ritov (2005),Redelmeier et al (1993),Bertrand et al. (2010),O’Connor (1988),Breman (2011),Behavioural Insights Team (2013),Croson & Shang (2008),Hasseldine et al. (2007),Beatty et al. (2011),Viscusi et al. (1987),Fryer et al. (2012),Kalbekken (2011),Hossain & List (2009),Bertrand & Morse (2011)

Reduce Friction or Barriers

Reduce Friction or Barriers

PlateJoy,Parsley,Fresh EBT,Steady,Mission Lane,Acorns,Lemontree,Roman,Nurx,Modern Health,PeerWell,wayForward,APDS,Promise,Edovo,Flikshop,Uptrust,Corrio,CitizenLab,OpenGov,Novoville,Sidewalk Labs,Lambda School,Pathrise,Promptable,Electriphi,Edquity,Lendstreet,Charlie,Homebase,GreenPath,EarnIn,Qapital,Wealthfront,Personal Capital,Qoins,Give Directly,Recidiviz,Neuroon,Bodyport,Tig,Sound Life Sciences,Tia,Lemonaid for Depression & Anxiety,Betr Health,Vitalyze,Eight Sleep,Re-Timer,Sana Health,One Medical,Predictiv,Applied

Casarotto,Humpage (2015),ideas42 (12),ideas42 (19),Choi et al (2006),Hastings & Tejeda-Ashton (2008),Kling et al (2012),Letzler & Tasoff (2013),Kunreuther et al. (2012),Bettinger et al. (2009)

Automation

Nest Thermostat,PlateJoy,Acorns,Mission Lane,Roman,Nurx,Pillo,TrueLink Financial,CitizenLab,Sidewalk Labs,Lambda School,Pathrise,Promptable,Opower,Electriphi,Earn Up,Steady,Lendstreet,Charlie,Homebase,Qapital,Wealthfront,Personal Capital,Qoins,Tia,Cardiogram,Betterment,Eight Sleep,Dreams

Ghani (2016),Sussman (2016),Chetty et al. (2012),Behavioural Insights Team (2013),Behavioural Insights Team (2013)

Feedback

Sidekick Health,Cognoa,Hello Heart,"Zombies, Run!",MyFitnessPal,Lose It!,HeartMath,Halo Sport,Spire,Withings Sleep,Mightier,Fitbit,Dreem,Welltok,Wise@Work ,Healium,Kognito,Torch,Lambda School,Pathrise,Acorns,Qapital,Wealthfront,Personal Capital,Qoins,Livongo,Welltory,Fabulous,Oura Ring,Bodyport,Tig,PainQX,Lemonaid for Depression & Anxiety,Betr Health,Tempo,Accupedo,Betterment,Eight Sleep,Fitbit Health Solutions,RedBrick Health,Moment,iHealth Wearables,Rise,Sana Health,One Medical,Remente,Tess,Nudge Rewards,Applied,Dreams,Propeller Health

Block et al. (2015),Meeker (2016),Kuna (2015),Doctor (2018),Datta et al. (2015b),Asch (2015),Rogers (2014),Appelt,Coups et al. (2015),Presseau (2015),Elouafkaoui (2016),Van Het Reve (2014),Turner-McGrievy (2011b),Allen (2013),Bond (2014),Wall (2018c),Direito (2015),Laing (2014),Wharton (2014),Arnardóttir (2019),Kaplan (2017),El-Hilly et al. (2016),Fischer (2008),Kunreuther et al. (2012),Hershfield et al. (2011),Ayres et al. (2012),Chen et al. (2017),Merchant et al. (2018),Merchant et al. (2015)

Smart Defaults

TrueLink Financial,Nest Thermostat,Opower,Earn Up,Lendstreet,Charlie,Homebase,Qapital,Wealthfront,Personal Capital,Qoins,Betterment,Dreams

Johnson & Goldstein (2003),Benartzi & Thaler (2004),Mathias,Ghani (2016),Behavioral Insights Team (2012),Brown et al. (2013),Loewenstein et al (2013),Pichert & Katsikopoulos (2008),Madrian & Shea (2001),Goda (2010),Kalbekken (2011)

Environmental Restructuring

Environmental Restructuring

Nest Thermostat,"Zombies, Run!",PlateJoy,Quit Genius,APDS,Promise,Lemontree,Joyable,Light Phone,Whil,Digital Detox,Healium,Pillo,Flow Neuroscience,Myndlift,emocha,TrueLink Financial,PeerWell,wayForward,Torch,Flikshop,Uptrust,Corrio,Sidewalk Labs,Lambda School,Pathrise,Promptable,Opower,Electriphi,Earn Up,EarnIn,Qoins,Give Directly,Pivot (Workouts),Neuroon,Bodyport,Sound Life Sciences,Tia,Lemonaid for Depression & Anxiety,Eight Sleep,Moment,Mirror,AppliedVR,Virtually Better,CleVR,Psious,Propeller Health

Presseau (2015),Debono (2017),Gardner (2016),Gardner (2017a),Guzmán (2016),Phillips (2018),Tombor (2016),Munir (2018),Direito (2015),Sussman (2016),North (1997),Dayan & Hillel (2011),Hershfield et al. (2011),Cialdini (2003),Kallbekken et al. (2012),Hanks et al. (2012)

Qoins

changes these

Finance

behaviors

Financial Behaviors,Debt Reduction